Author Archives: PBTC Blogger

Whip Your Finances into Shape for the Holidays

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The period of time from mid-November to the end of December is a busy one for most households. These two months hold a number of holidays, meaning more shopping, gifts, groceries, cooking and overall hectic schedules.

All of this can result in more stress for you, which can be amplified if you are also stressing about money. Nearly 75 percent of American adults feel some financial stress according to a February 2015 from the American Psychological Association, so anything you can do to lower the amount of financial stress you feel is good for your health as well as your wallet.

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Starting a New Business: Accounts You May Need

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Communities like those we serve every day rely on the success of local businesses, especially new ones, to keep the local economy moving forward. New businesses mean more people have jobs and income to spend within our community.

As a community bank dedicated to helping our economy grow, Peoples Bank & Trust is here to support small business owners and entrepreneurs.  Anyone looking to start their own business has four primary needs:

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Don’t be Spooked by Halloween Costs

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Halloween is almost here and your kids are getting excited to dress up, have some fun and get some candy! Although Halloween is a fun holiday, all of the costs that come along with Halloween can add up quickly. According to the National Retail Federation, the average American spends about $77 on decorations, candy and costumes each year.

Spending an extra $77 doesn’t seem like much, but it can make an impact on your monthly budget. Peoples Bank & Trust doesn’t want you to be scared by Halloween costs this year! Save some cash with these helpful tips:

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Harvest Season & Ag Loans: Getting a Jump on Next Year

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The harvest season is a time that celebrates the crops that have survived the harsh summer weather and the hardworking farmers who yield these crops. Here in Missouri, we are proud of our Ag industry as we find ourselves on a variety of top U.S. crop production lists, including corn, soybeans and wheat.

As this year’s crop is harvested and the final numbers start to trickle in, Peoples Bank & Trust is here to help you begin planning for next year’s crops and harvest. Here are a few things to consider when planning for next year’s crop and harvest season:

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The EMV Card Switch: Common Questions about EMV Cards

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There is currently a monumental shift occurring in the type of credit cards millions of Americans use each day. EMV cards, a more secure alternative to current credit cards, are being switched to by banks across the country, including Peoples Bank & Trust.

But what exactly are EMV cards and how do they work? To provide more information to our customers, we’re conducting a two-part FAQ session. Read more about EMV cards below to gain a better understanding of this great new technology.

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Prepare Your Home for Fall with these Home Improvement Projects

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The fall season is a popular time of year for many folks as it brings cooler weather, cozy sweaters, football and, of course, the beautiful colors of fall foliage. But as the temperature continues to drop, now is a great time to make those final improvements to your home before the winter comes.

At Peoples Bank & Trust, we not only want to provide ways to save you money, but also make sure you can live comfortably. Here are a few fall home improvement ideas that you can make to save energy, save money and live comfortably for the rest of the fall and into the winter.

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Your Lifetime Financial Cheat Sheet

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Knowing how to organize your finances can be confusing at any stage in life. Peoples Bank & Trust knows that as your life continues to change, so do your financial needs. That is why we are offering you The Lifetime Financial Cheat Sheet! The Lifetime Financial Cheat Sheet can help you properly address your finances at any stage in life:

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Football and Finance: Money Lessons from the Gridiron

Football and financial management actually have a lot in common

Fall is on our doorstep, which for a lot of us means there is one thing on our minds: football! Friday night lights, Saturdays spent tailgating and Sundays watching our favorite pro teams are here once again.

If you stop and think about it, there are several parallels between football and your finances. Each requires you have the right focus, be prepared and not be afraid to lean on your teammates. Here are a few things from football that you can apply to your financial life.

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