Category: Budgeting

The Number One Reason to Bank Locally – We are invested in YOU!

community

What makes the most impact when you step into a bank? The lighting, the decorations, the technology? At Peoples Bank & Trust it’s our people! The wonderful customers we have, and the incredible employees who make our work possible are what make us unique. After being your trusted bank for over 90 years, we are humble to be so appreciated in our local community.

Take a look inside our day-to-day operations and see how we are working to better serve you!

We Know Our Customers

We genuinely care and want to see our customers succeed! This helps not only our customers grow financially, but also enables us to become better lenders. Speaking with our customers one-on-one encourages interactive dialogue to help us better understand the specific needs of each and every individual we work with. From lending to savings, planning options, and more, we work to find the optimal financial fit for you and your family.

We Make Decisions In-House

No more untimely out-of-office decision makers. At Peoples Bank & Trust each and every loan is made in-house by one of our experienced lenders. Instead of contracting work out to other institutions we keep all of your hard earned funds close to home! Offering quick decisions can make a big impact when it comes to getting the most efficient loan for your needs. By getting approvals sooner our customers can ensure they start their desired project or purchase on time and within budget!

We Support Our Community

Many banks deem “Community Involvement,” to be writing a check and posing for a photo op. At Peoples Bank & Trust that isn’t the case. Deeply invested in our local communities, our employees are active participants in many local organization donating their time and talents. To us, community involvement is truly getting outside of our immediate operations, and working to make our thriving community a better place for everyone.

Our highest priority at Peoples Bank & Trust is YOU and your specific banking and lending needs. No matter what stage of life you’re in, if you’re looking to open a checking account, put some money away for retirement, or take the first step to home ownership, we’re ready to help you along the way! Get to know us and the incredible people that choose to be a part of our organization, and you’ll be glad you did.

Peoples Bank & Trust Co.

Member FDIC

Equal Housing Lender

 

Save $5000 This Year with our 52-Week Challenge

savings

Whether it’s a house, a new vehicle, or other lending options, having a down payment is always a great first step.  In this 52-week challenge you will begin saving a little at a time to accumulate $5000 this year! Here’s how it works, every week you deposit a different amount into your savings account. As the weeks go on you begin to build a steady base little by little. At the end of the year you will have saved $5000 when done correctly. You can also add to the numbers shown below if you’d like to save more than $5000. Simply take the additional amount you would like to save, and divide it by 52. Now add that number to each of the deposit amounts for the year and you have your game plan.

Savings

$5000 is a substantial sum of money that offers endless potential, so here are some ideas to get you started!

Vacation: Take a break and enjoy an exciting new destination with your family! Cruises start at less than $700 per person, and a week in Florida typically runs $4000+ for a family of four. The possibilities are endless!

New Vehicle: You can purchase a used vehicle with the $5000 (or less), or you can use the $5000 to put a down payments on a more expensive vehicle you’ve had your eye on.

Down Payment on a Home: Now with FHA loan offerings new home buyers can afford a mortgage easier than ever! Every home is different, but with $5000 you’re off to a great start!

Wedding: A little creativity may be involved but the celebration can go on! With the largest event expenses being the venue, food, and photographer, finding inventive shortcuts can turn $5000 into the wedding of your dreams!

With so many exciting things to save for, be sure to start our 52-week saving challenge ASAP! The sooner you begin saving, the sooner you can enjoy your reward. Let Peoples Bank & Trust help you get off on the right food with our easy and affordable savings account options!

Peoples Bank & Trust Co.

Member FDIC

Equal Housing Lender