Tag Archives: school savings

Back to School Savings Tips

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Back to school shopping can be dreadful. Trying to buy new school supplies for your kids or yourself can be crazy expensive. Luckily, these 5 saving tips might just be the key to school supply shopping success.

Do a Closet and Supply Sweep

Don’t be alarmed, but there may be school supplies lying around your house! Before rushing to the store to buy brand new school supplies, you may want to check in between your couch cushions and in desk drawers. By doing this, you may find school supplies that were bought years prior that have not been used. Finding previous school supplies that are on that list will help you save money by not having to buy brand new products. You may have most supplies already!

To avoid forgetting that you may have school supplies lying somewhere around the house, start collecting the items that you already have and put them in a central location. This will allow you to keep track of what you already have, so you don’t end up wasting time or money!

Hit up the Dollar/Thrift Store

You don’t have to buy everything here, but for items such as: loose leaf paper, staplers, erasers, pencils, rulers and clothes, you sure could get a deal. Buying such items at the Dollar Store or Thrift Store will help save you money before going straight to the major department stores. Shop at these places first for basic supplies and then go to the main stores to find the rest of what you need! This may take some planning ahead, but you can score some amazing bargains.

Use Coupons

When school starts approaching, you may want to look at your Sunday paper or online for coupons! Sites like RetailMeNot have a special section on their site for school supplies. Also, keep in mind that stores, like Walmart, offer price matching. Check ads every week, and keep an eye out for sales! Doing these things should help maximize your savings.

Start Early!

You can start early, but not too early. As soon as you see school supplies go on sale, begin shopping. If you wait too long, you might miss out on those bargain deals or the opportunity to have the best notebook and pencils! Getting a jump-start gives you time to shop around and compare deals. With shopping early, you have the option to buy in bulk. That way during the school year, you’ll have back-ups at home when it’s time to re-stock.

Hold off on buying the ‘popular’ gear

The only good thing about going back to school might be the new clothes, gear and school supplies, but that does not mean you have to spend hundreds every year. Most of the time the ‘popular items’ will be very expensive and then become not so ‘popular’ after the first month of school, so hold off on buying those and try to invest in the quality of items. You want to be able to get the best bang for your buck!

We hope these 5 tips will grant you success when shopping for school supplies! We wish you and your family the best for this school year!

Peoples Bank & Trust Co.

Member FDIC

Equal Housing Lender

Back-to-School Savings

Send your kids back to school with everything they need without spending all your hard-earned money using these tips.

Send your kids back to school with everything they need without spending all your hard-earned money using these tips.

 

Summer is coming to an end and back-to-school season is upon us. While your kids may be excited for the new school year, the thought of fitting back-to-school shopping expenses within your monthly budget is just another reason you are wishing it was the start of summer all over again.

Peoples Bank & Trust wants to help ease the cost of back-to-school shopping. Give these tips a thought before you hit the school supply section this month:

Stick to a list. From new clothes and shoes to school supplies, write out everything your kids need before you start any shopping. Once your list is made, only purchase items from this list when you get to the store.

Look for deals. Many folks choose to purchase all of their school supplies in one store. However, if you look through ads and do your research, you may discover that you can find some items from your list at more affordable prices in a variety of stores. Don’t forget to be coupon cutting as you search through store ads!

Get thrifty. After you have made your list, ask yourself if you or your kids already have any of these items. Reuse notebooks and pencils from last school year to help save a few extra bucks. When it comes to new clothes, check out lightly used clothing stores for the brand name clothes your kids want at the prices you can afford.

Get your kids involved. Let your kids be a part of the process when you create a list and budget for back-to-school shopping. Teach them the importance of saving and managing money. You can even make it a game by comparing costs and choosing the best deals.

Peoples Bank & Trust hopes that your kids have a great start to the new school year!

Peoples Bank & Trust

Equal Housing Lender

Member FDIC