Mobile Banking: Follow These Security Best Practices

You can never be too cautious about security when using Mobile Banking

You can never be too cautious about security when using Mobile Banking

Do you use a smartphone? The answer is most likely yes, and if so, you aren’t alone. A recent survey from eMarketer suggests nearly half of American adults will use a smartphone by the end of this year. That’s tons of texts, selfies and social media updates.

If you use Mobile Banking from Peoples Bank & Trust, you also may access your account multiple times a week. This presents opportunities for criminals to also access your accounts. Therefore, you want to see if you are putting security best practices into place to keep your finances safe.

Mobile Banking Security Checklist

  1. Be smart when on public Wi-Fi- use public Wi-Fi as little as possible. When you do, be wary of doing tasks that require personal information, such as logging in to Mobile Banking or submitting applications.
  2. Log out after each use of the Mobile Banking app- this ensures your session is ending and your phone is no longer connected to the Mobile Banking network.
  3. Set PINs and passwords- take advantage of your security setting that allows you to set up a passcode. You should also enable any settings that lock your phone after a certain period of idle time.
  4. Don’t compromise your phone’s security settings- tampering with security settings or “jailbreaking” your phone can undo the security systems that are built in.
  5. Keep your smartphone’s operating system updated- this ensures security patches are in in place to cover any spots that could be vulnerable.

The best line of defense against criminals who wish to steal your information is YOU. Be aware of your surroundings and take time – even when you’re in a hurry – to follow these security best practices.

Peoples Bank & Trust

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