Tag Archives: mobile

Tips for Cyber-Security When it comes to Your Mobile Device

Odds are you’re probably reading this blog post on your smartphone, which you found through an app and then used it to get directions to Peoples Bank & Trust. Seventy-seven percent of Americans now own a smartphone and use it on a daily basis. With so many people accessing, searching and downloading things on their smartphones, are we really using the same caution and protection we would use when it comes to our computers? Odds are, you’re not. With a few tips, you can start better protecting your smartphone from things like data theft, malware and privacy invasion.

Needed Protection: You may be wondering what exactly needs to be protected when it comes to your smartphone. Luckily, they can be broken down into three categories.

  1. Device Protection – Apple offers Activation Lock, Android has Factory Reset Protection, and Samsung has Reactivation Lock. In case your phone was ever stolen, this kind of protection would wipe all information and data from your phone, which is beneficial if you utilize mobile or online banking.
  2. Data Protection – This protection was designed to keep work information from your place of employment from being spread to your personal apps.
  3. App-Management Security – Having login information, credit card information and other personal information within apps should be protected from falling into the wrong hands. App-management security does just that.

Trusted Apps: Not all apps are created equal. Since it’s becoming increasingly easier for third parties to create apps this means there are more apps out there than there have ever been. One way to help protect yourself is to only download apps from a trusted app store. You should also review existing apps’ privacy policies and settings for permissions.

Public Wi-Fi: One thing you should know is public WiFi is generally not secure. Hackers can get in between you and the Wi-Fi connection point, and when you’re submitting information on your phone you’re actually sending it to the hacker. It’s recommended to protect yourself using a VPN, which encrypts your data, essentially scrambling the information.

Jailbreaking Phones: While it may seem like the cool thing to do to format your phone without the factory standards, you’re actually setting your phone for several security risks. One of those risks is Malware and loss of personal information.

We hope these tips can better protect you and your smartphone. There are several companies that can protect your mobile devices, including Norton Mobile Security and McAfee Mobile Security. If you have any questions or concerns about protecting yourself, we encourage you to contact us. Our team would love to assist you.

5 Ways to Protect Your Information with Mobile Payments

mobilepayment

With technology growing at an endless rate, consumer payment options have never been more diverse! As new offerings emerge, such as text transfers, person to person payments, and mobile banking, users now have the capability to complete daily transactions from the comfort of their smart phone. These new capabilities come with added vulnerabilities. At Peoples Bank & Trust we’re here to help you enjoy your new technology, while still remaining safe behind your smart screen. Use these five key tips to keep your personal information secure.

  1. Only Use Your Credit Card on Apps

While your debit card will work for these applications, attaching your bank account to a payment app outside of the bank’s products could be compromising your personal finances.

  1. Stay Off of Cell Phone Towers or Public Wifi When Paying

Although it can be tempting, try to only use your payment apps while you’re on a personal and secure network. The internet connection from local cell towers or public wifi is open to a variety of users. These users may intercept your personal information, gaining access to your valuable personal information.

  1. Set a New, Unique Password Every 1-3 Months

Sometimes, the simplest things can make the most difference. By actively setting and changing your password, you can protect your device from leery predators. A good rule of thumb is to have at least eight characters with at least one capitalized letter, one number, and one symbol. The more often you change your password, the better, but for the average consumer, once every few months a great rule to stick to!

  1. Use Official Apps Only

Have you ever searched for an app only to have five with the same name appear? This is the tricky part of managing your online security. Before downloading an app, be sure to read the reviews, and verify that it is the correct payment app you are searching for. If you’re unsure call the company, or check their official website.

  1. Watch Your Statements & Report False Activity

If you see something, say something! By continually checking you bank statements and online banking transaction, you can stay on top of your account information. If something looks out of place, or isn’t within your spending pattern, call the bank immediately to begin reparative measures.

 

Peoples Bank & Trust Co.

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