Tag Archives: winter savings

The weather outside is frightful, and unfortunately, you need to face it

winter savings

Colder temperatures usher in a season of sick and sludge that sends us reaching for any means to escape it. As we buckle in for the winter, Peoples Bank & Trust encourages you to pay attention to these five areas to save money that’ll keep you warm ‘til spring:

  1. Pump up your tires: Low tire pressure kills gas mileage, and as temperatures drop, so will the pressure in your tires. Buy a tire gauge for $1 at an auto store, and fill up at a gas station offering free air. Make sure to double check your auto manual to make sure you’re not over-filling.
  2. Slash your pizza budget: We get it. When it’s cold and slushy and bitterly windy, the last thing you want to do for dinner is hop in the car to grocery shop. It’s the reason why sales of dinner orders spike by 25% in colder months. However, when the cost of most entrees shake out to $11 with tax and delivery fees, you’re better off making food from scratch and splurging on delivery only once a month.
  3. Trust generic remedies: When your throat is raging, you want the best cure available. Before you shell out big bucks at your upscale health food store, consider that overwhelming evidence suggests health supplements and herbs don’t work. What does? Store-brand aspirin, salt and warm water solutions, and honey to fix a variety of ailments, all of which you already have stashed in your cupboard for cheap.
  4. Brew it yourself: Nothing warms you up quite like a hot cup of coffee in the morning. Frequenting coffee shops and kiosks at $5 per mug adds up to over $120 per month for your weekday indulgence. Save all kinds of money by making your own cup of joe at home, customizing with mix-ins and creamers.
  5. Shop for quality: Some winter clothes like sweaters, hats, and socks may only last a season or two, but they can be replaced for cheap at end-of-winter sales. Outerwear like coats and boots might be pricier, but they should last you a decade or more with proper care. Invest in durable, quality outerwear to save yourself from making a big purchase again next year.

You don’t need to burn your cash in order to stay warm and comfortable this winter.  Instead, stop by Peoples Bank & Trust and learn about how we can help you grow the extra money you save.

Peoples Bank & Trust Co.

Equal Housing Lender

Member FDIC