Travel safely with your debit and credit cards by sticking with these simple tips.

Summer is a great time to take a vacation and travel to new places.  No matter where you are going, the easiest way to take “cash” with you is by using a debit or credit card.  Although it is easier to travel with your card than with a heavy wallet, there are various risks that arise when traveling with a credit or debit card.

Whether you are traveling a few hours away or across the ocean, Peoples Bank & Trust wants to supply you with information to consider before you take off with your debit or credit card.

• Before you leave for your destination, call your bank to let them know that you will be using your credit or debit card in a different city or country. It is important to include where you will be going as well as how long.  Your bank wants to protect you, so if they see your card being used 1,000 miles away they may put a hold on your card unless otherwise notified.
• Always keep your credit or debit card in a safe compartment. Again, whether you are staying within the country or going overseas, always keep your card in a secure bag or wallet. Consider a bag that can be zipped shut or a bag or wallet that is easy to carry so you won’t accidently misplace it.  For men, it is often times handy to use a front pocket wallet for extra protection against pickpocketers.
• Consider using a credit or debit card that is set up to an account with limited funds. In case of card theft while on vacation, it might be helpful to have a special travel card set up to a separate travel account.  Although it would be less than ideal to have your card lost or stolen, a travel account would minimize your risk of total loss.

Summer traveling should be a time for fun and relaxation!  Properly preparing your credit and debit cards will help contribute to a worry-free vacation.  Peoples Bank & Trust is here to help if you have any further questions regarding credit or debit card use while on vacation.

Feel free to give us a call or stop in anytime!

Peoples Bank & Trust Co.

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