Tag Archives: travel

Common Cyber-Security Threats While Traveling

Whether you are traveling for work or pleasure, the last thing you want to battle with is having your cyber-security compromised. If knowledge is power, Peoples Bank & Trust has created a list of potential threats to your private information and steps to prevent damage while away from home.

Before You Go

Along with remembering to pack a toothbrush, you should also prepare your devices for travel. You should ensure all updates are completed. This will make your systems harder for hackers to penetrate as they have all of the necessary guards and protections the device has to offer at the time.

You may consider backing up your information on cloud storage. You would hate to have forever lost important documents and photos. Should your information become compromised, having these copies of your private information will be useful. We would also recommend changing all of your passwords prior to leaving and again when you return. It is also extremely important, especially when traveling abroad, to let Peoples Bank & Trust know where you will be traveling and when.

While You’re There

Unfortunately, you are at a higher risk the more you travel and use the internet abroad. However, this shouldn’t stop you should you use the proper precautions from these threats.

While convenient, public wireless networks are not secure. Nevertheless, if you need to connect, be sure is a legitimate network by verifying the account with employees. However, your mobile connection is going to be more secure. You are going to want to turn off auto-connect for wifi and Bluetooth as well. If you are able, purchase a VPN  (Virtual Private Network), so you can have peace of mind while surfing the web. We would recommend staying away from public computers-even the hotel and library. You cannot trust that these are on secure networks, and that Keylogger Malware is not present.

To many people’s dismay, you are being watched in ways like never before. You should get into the habit of guarding yourself at all times. When traveling to fun places, it is tempting to share your location. But waiting to share this information is best, so hackers don’t follow where you are, and maybe even make their way up to your hotel room to take your computer. This is another reason why you might consider eating meals outside the normal hours, as that is when most hotel thefts occur.

You can’t avoid purchase while on the road, but be aware of ATM skimmers, point of sale compromises and hidden cameras. ATM skimmers have been on the news frequently. If you can avoid using this altogether by sticking to credit cards or Apple Pay on the road, it may make the experience easier. Businesses card readers may be compromised or a hidden camera could be tracking your pin input. It’s important to always be aware.

We hope that these tips have informed you to be a cyber-secure traveler. For more information about Peoples Bank & Trust’s anti-fraud services, please stop by!

Peoples Bank & Trust Co.

Member FDIC

Equal Housing Lender

 

Bon Voyage! Summer Vacations and Debit/Credit Card Safety

Travel safely with your debit and credit cards by sticking with these simple tips.

Travel safely with your debit and credit cards by sticking with these simple tips.

Summer is a great time to take a vacation and travel to new places.  No matter where you are going, the easiest way to take “cash” with you is by using a debit or credit card.  Although it is easier to travel with your card than with a heavy wallet, there are various risks that arise when traveling with a credit or debit card.

Whether you are traveling a few hours away or across the ocean, Peoples Bank & Trust wants to supply you with information to consider before you take off with your debit or credit card.

  • Before you leave for your destination, call your bank to let them know that you will be using your credit or debit card in a different city or country. It is important to include where you will be going as well as how long.  Your bank wants to protect you, so if they see your card being used 1,000 miles away they may put a hold on your card unless otherwise notified.
  • Always keep your credit or debit card in a safe compartment. Again, whether you are staying within the country or going overseas, always keep your card in a secure bag or wallet. Consider a bag that can be zipped shut or a bag or wallet that is easy to carry so you won’t accidently misplace it.  For men, it is often times handy to use a front pocket wallet for extra protection against pickpocketers.
  • Consider using a credit or debit card that is set up to an account with limited funds. In case of card theft while on vacation, it might be helpful to have a special travel card set up to a separate travel account.  Although it would be less than ideal to have your card lost or stolen, a travel account would minimize your risk of total loss.

Summer traveling should be a time for fun and relaxation!  Properly preparing your credit and debit cards will help contribute to a worry-free vacation.  Peoples Bank & Trust is here to help if you have any further questions regarding credit or debit card use while on vacation.

Feel free to give us a call or stop in anytime!

 

Peoples Bank & Trust Co.

Member FDIC

Equal Housing Lender